Curated writing on money, crypto, investing and much more - using terms that you'll actually understand.
Tap celebrates reaching 150,000 users and reflects on the team effort, community trust and user feedback behind the milestone. The article thanks everyone who helped shape the platform while reaffirming Tap’s commitment to more accessible finance, improved experiences and new tools that help people manage their money with confidence.
After five years of rapid growth, Tap paused visible releases to rebuild the foundations beneath its platform. The engineering work targets faster performance, greater reliability and capacity for a new wave of features. With the core upgrade complete, the company is preparing a staged rollout designed to make future product development stronger and more consistent.
Say goodbye to low-balance stress! Auto Top-Up keeps your Tap card always ready, automatically topping up with fiat or crypto. Set it once, and you're good to go!
Crypto newcomers get a practical route from first principles to their first purchase. The essentials cover peer-to-peer digital money, blockchain, decentralisation and the roles of Bitcoin, Ethereum and Tether, followed by wallet compatibility, KYC and account funding. Together, these foundations clarify how to buy, store and manage assets without skipping the security and research basics.
Stablecoins pair blockchain settlement with a value pegged to fiat currency or commodities, supporting faster cross-border payments and a less volatile place to hold funds during market swings. Their benefits depend on sound reserves and broad wallet compatibility. Centralised control, opaque backing and issuer credibility remain drawbacks, so users should assess liquidity, transparency and the project behind each token.
Saving preserves money in low-risk, FDIC-insured accounts (savings accounts, CDs, money markets) for short-term goals under 5-7 years, earning 3-5% APY with minimal volatility. Investing grows wealth through stocks, bonds, ETFs, and retirement accounts (401k, IRA) for 7+ year goals, historically returning 7-10% annually with market risk. Most people need both: emergency fund (3-6 months expenses) in savings plus long-term investments for retirement. Timeline and risk tolerance determine allocation. Pitfalls include keeping too much in low-yield savings, investing short-term funds, skipping emergency funds, and trying to time markets. Strategic combination provides security and growth.
Are you drawn to Bitcoin’s established, long-term proposition or the variety and experimentation found across altcoins? Four quick personality questions explore goals, lifestyle, beliefs about crypto and preference for independence or community, producing a playful Bitcoin, altcoin or balanced result rather than a personalised investment recommendation.
China’s mining crackdown pushed Bitcoin operators to search for new homes with affordable electricity, cooler climates and friendlier regulation. Hydropower, wind and other renewable sources can reduce both operating costs and environmental impact, making countries with abundant clean energy attractive. Relocation decisions still depend on taxes, visas, infrastructure and shifting cryptocurrency rules.
The Tap card gives you as much as 8% cashback to let you earn more on your everyday spending. No credit check required.
Learn about cashback
Crypto banking combines digital-asset access with app-based financial services, offering greater control, broad availability, lower transfer costs and easier currency exchange. Its trade-offs include an online-only experience that may not suit every customer and the volatility of many crypto assets. Fiat balances and stablecoins can help users manage that price risk.
Anything other than Bitcoin can be classed as an altcoin, but that label covers a remarkably diverse market. Payment coins, smart-contract platforms, privacy assets, stablecoins, NFTs, CBDCs and utility tokens solve different problems and follow different rules, making network compatibility and the asset’s actual purpose essential considerations.
One app. Your crypto, your card, your money — all working together. No complexity, no compromise, just a smarter way to manage what you've got.
