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Empowering 150k users: celebrating a milestone in our journey to shape finance's future together.

Empowering 150k users: celebrating a milestone in our journey to shape finance's future together.

Tap celebrates reaching 150,000 users and reflects on the team effort, community trust and user feedback behind the milestone. The article thanks everyone who helped shape the platform while reaffirming Tap’s commitment to more accessible finance, improved experiences and new tools that help people manage their money with confidence.

Building a Faster, Stronger Tap

Building a Faster, Stronger Tap

After five years of rapid growth, Tap paused visible releases to rebuild the foundations beneath its platform. The engineering work targets faster performance, greater reliability and capacity for a new wave of features. With the core upgrade complete, the company is preparing a staged rollout designed to make future product development stronger and more consistent.

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Auto Top-Up is here : Keep Your Card Funded, Automatically.

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Important: GBP Deposits Update

Important: GBP Deposits Update

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The Death of Memecoins: Did Crypto Run Out of Jokes?
Crypto6 min

The Death of Memecoins: Did Crypto Run Out of Jokes?

The memecoin market has crashed in 2025, with liquidity drying up after a hype-driven peak. These assets remain highly speculative, relying on viral attention rather than utility, leading to rapid boom-bust cycles. While survivors like Dogecoin built cultural relevance, most fail. Memecoins are cyclical and may resurge with market liquidity, but they represent the highest-risk crypto sector, where timing is critical and the potential for total loss remains significant for investors.

JA
JamesOct 2025Read
What Are Crypto Whales Doing This “Uptober”?
Business3 min

What Are Crypto Whales Doing This “Uptober”?

In October 2025, crypto whales are executing a strategic, multi-asset approach. Bitcoin sees both profit-taking and continued corporate accumulation. Ethereum shows significant whale activity, with clear signs of long-term accumulation alongside selling. Whales are also placing diversified bets on altcoins like ASTER, ONDO, and LINK. This behavior indicates a maturing market, where large players are deliberately rotating capital into assets with strong fundamentals rather than merely speculating.

JA
JamesOct 2025Read
What is Hedera (HBAR)? A Guide to the Hashgraph Network
Crypto8 min

What is Hedera (HBAR)? A Guide to the Hashgraph Network

Hedera Hashgraph is an enterprise-grade distributed ledger using a unique "hashgraph" consensus for high throughput (10,000+ TPS) and low energy use. Governed by a council of major corporations like Google and IBM, it prioritizes stability over full decentralization. Its services enable compliant tokenization and secure audit trails. The native HBAR token powers the network with low, predictable fees, and a potential ETF approval could significantly boost its mainstream financial legitimacy.

JA
JamesOct 2025Read
What Does October 2025 Have in Store for XRP?
Crypto3 min

What Does October 2025 Have in Store for XRP?

XRP is at a technical inflection point, forming a descending wedge pattern with a breakout above $3.02 potentially triggering a rally. Despite its historically weak seasonal performance, October 2025 is different due to strong institutional inflows and ETF potential. On-chain data confirms a shift from selling to accumulation, with millions of XRP withdrawn from exchanges. The key levels to watch are $3.02 for a breakout and $2.75 as critical support.

JA
JamesOct 2025Read
Bitcoin’s Golden Setup: Could BTC Follow Gold’s Historic Breakout?
Crypto4 min

Bitcoin’s Golden Setup: Could BTC Follow Gold’s Historic Breakout?

Gold's surge to a new all-time high in 2025, now appearing overbought, sets a historical precedent for Bitcoin. A strong correlation shows capital often rotates from gold to BTC after such peaks. Bitcoin is uniquely positioned due to its post-halving scarcity, institutional ETFs, and its "digital gold" narrative. While compelling, this pattern isn't guaranteed, as Bitcoin's trajectory remains subject to unique macro conditions and its inherent higher volatility.

JA
JamesSep 2025Read

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Can SHIB Knock DOGE Off Its Leash? Who’s the Top Dog of Crypto
Crypto3 min

Can SHIB Knock DOGE Off Its Leash? Who’s the Top Dog of Crypto

Despite SHIB's more developed ecosystem with Shibarium and a deflationary model, DOGE has significantly outperformed it in 2025. Dogecoin's advantage stems from its strong cultural connection and Elon Musk's influential endorsements, providing unmatched hype. While SHIB builds utility, DOGE's short-term catalysts, including potential ETF approval and celebrity promotion, give it the current edge due to its superior ability to generate immediate, market-moving buzz.

JA
JamesSep 2025Read
Why Rate Cuts Send Crypto to the Moon (And Sometimes Don't)
Crypto9 min

Why Rate Cuts Send Crypto to the Moon (And Sometimes Don't)

Central bank rate cuts lower the appeal of safe, interest-bearing assets, pushing investors toward higher-risk investments like crypto. They also inject liquidity and can weaken the dollar, bolstering Bitcoin's hedge narrative. However, the effect isn't guaranteed; it depends on market expectations, inflation, and the economic context. While the 2020 stimulus fueled a massive rally, cuts during periods of fear may not have the same bullish impact.

JA
JamesSep 2025Read

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