What is XRP? Ripple’s Answer to Cross-Border Payments
XRP was built to revolutionize international payments: slow transfers and high fees are gone. Here’s how it settles cross-border transactions in seconds.
Curated writing on money, crypto, investing and much more - using terms that you'll actually understand.
Tap celebrates reaching 150,000 users and reflects on the team effort, community trust and user feedback behind the milestone. The article thanks everyone who helped shape the platform while reaffirming Tap’s commitment to more accessible finance, improved experiences and new tools that help people manage their money with confidence.

After five years of rapid growth, Tap paused visible releases to rebuild the foundations beneath its platform. The engineering work targets faster performance, greater reliability and capacity for a new wave of features. With the core upgrade complete, the company is preparing a staged rollout designed to make future product development stronger and more consistent.

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XRP was built to revolutionize international payments: slow transfers and high fees are gone. Here’s how it settles cross-border transactions in seconds.

Understand the fundamentals of risk with our guide. Learn what it is, how to measure it, and how to manage it

Risk management means carefully identifying and analysing potential losses before deciding whether to accept, reduce or avoid them. Investments with greater potential returns often carry greater uncertainty, but appropriate exposure differs by person. Establishing risk tolerance first allows a portfolio, adviser or fund manager to select investments within acceptable boundaries.
Shiba Inu began as an Ethereum-based meme token but developed into a wider ecosystem with SHIB, LEASH and the ShibaSwap decentralised exchange. This guide traces its anonymous origins, social-media-driven rise, unusual token distribution and burning history, and the staking and liquidity features available through its community-built platform.
Slippage is the difference between an asset’s expected price and the price received when an order executes. The guide explains positive and negative slippage, how volatility and limited liquidity cause it, how to calculate its impact, and how limit orders, timing and trade size can help reduce unwanted execution costs.
The Tap card gives you as much as 8% cashback to let you earn more on your everyday spending. No credit check required.
Learn about cashbackSolana does 65,000 transactions per second while Ethereum struggles with 30. Here's why SOL is faster and cheaper.

A spot transaction exchanges an asset at the current market price for prompt delivery, whether on a centralised exchange, decentralised platform or over-the-counter desk. Liquidity determines whether larger orders fill at one price or experience slippage. Unlike margin and futures trading, spot buyers fully acquire the asset without borrowing or relying on a future settlement contract.
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