What makes Near Protocol one of the most talked-about blockchains of the moment? Scalable, low-cost, and built for real-world use — discover why.
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The cryptocurrency market can be a maze of projects, platforms, and partnerships. Among these, XCN (Onyxcoin) has emerged as a notable digital asset that often sparks discussion – and sometimes confusion – in the crypto community.
This guide cuts through the complexity to deliver a clear picture of XCN. We'll examine what makes this cryptocurrency unique, tackle common misconceptions about its ownership (particularly regarding JP Morgan), and explore its potential value to the greater blockchain ecosystem.
Whether you're researching XCN for investment purposes or simply want to understand its role in the crypto ecosystem, this article will provide you with straightforward, accurate information to guide your decisions.
What Is Onyx Protocol (XCN)?
Onyx Protocol is a cloud-based blockchain infrastructure enabling companies to create private blockchain networks for enhanced financial services. Unlike public blockchains, Onyx provides a closed, secure environment for issuing, storing, and transferring digital assets, minimising risks like security breaches and transaction delays.
It caters to enterprise needs through products such as the Remote Procedure Call API (RPC/API) and Sequence, a blockchain-based accounting service. These services offer both standard and premium tiers, with premium features accessible via XCN payments.
The protocol’s core design addresses key financial settlement challenges, including reducing fees, increasing transparency, and streamlining transaction settlements, and uses innovative features like "issuance programs" for asset creation and "control programs" for managing assets securely. Block signers safeguard the network, while block generators ensure efficient block creation.
The Onyx Protocol is governed by a Decentralised Autonomous Organisation (DAO), where XCN token holders participate in decision-making by staking their tokens. This means that XCN acts as both a utility and governance token, offering voting rights, discounts on premium services, and a means to pay for Onyx Cloud and Sequence fees.
Founded in 2014 by venture capitalist Adam Ludwin, Onyx was initially backed by major firms like Nasdaq and Citigroup, raising over $40 million. After being acquired by Stellar’s Lightyear Corp. in 2018, it later became a privately held corporation in 2021.
With a maximum supply of 48.4 billion tokens, XCN powers the ecosystem and incentivises community-driven growth through its transparent, decentralised governance model.
XCN’s infrastructure
XCN's technological foundation rests on three main pillars:
- A scalable proof-of-stake blockchain that prioritises transaction speed and energy efficiency
- Smart contract functionality that enables complex financial operations and decentralised applications
- Cross-chain compatibility for seamless interaction with other blockchain networks
Although the platform uses advanced security protocols it still manages to maintain user accessibility, making it suitable for both individual and institutional users.
How to purchase and stake XCN
XCN tokens can be bought through several major cryptocurrency exchanges, including Tap. In order to participate in the staking process, users will need to acquire the tokens and complete the following:
- Set up a compatible wallet that supports XCN staking
- Participate in the staking program through the official platform
- Earn rewards based on the amount staked and duration of participation
The minimum staking requirements and reward rates are designed to encourage long-term holder participation. For more detailed explanations please see the official project’s instructions.
Leadership and development behind XCN
The Onyx blockchain network was founded in 2014 by venture capitalist Adam Ludwin with support from major venture capital firms, aiming to modernise financial systems. The team launched Chain Core after raising over $40 million through strategic partnerships with Nasdaq, Orange, Capital One, and Citigroup.
In 2018, the platform was sold to Lightyear Corp., part of the Stellar Development Foundation, before transitioning in 2021 to operate as a privately held corporation with a new board, shareholders, and offices. In March 2022, CHN was rebranded to XCN spurring positive price growth.
Today, the XCN project is led by a team of seasoned blockchain developers and fintech experts specialising in smart contracts, protocol optimisation, and financial infrastructure. They are known to actively engage with the community via Discord, Twitter, and governance forums, maintaining transparency through roadmaps, progress reports, and AMAs.
Alongside the strong development team is a decentralised governance model, allowing XCN token holders to shape the platform’s future, voting on critical proposals to ensure collective growth and innovation.
XCN price prediction
Onyxcoin (XCN) has gained attention for its role in DeFi and its governance function within the Onyx Protocol. While price predictions vary, with some analysts anticipating steady growth as adoption of the platform increases, it is worth keeping an eye on the key factors influencing its price, notably market demand, advancements within the Onyx ecosystem, broader crypto market trends, and regulatory developments.
However, given the volatility of the cryptocurrency market, it’s best to approach these XCN price predictions carefully and conduct thorough research before making any financial decisions.
Clearing the air: JP Morgan's Kinexys (formerly Onyx) does not own OnyxCoin (XCN)
In early November 2024, JP Morgan rebranded its blockchain unit from Onyx to Kinexys, sparking conversations about distinguishing between unrelated entities in the blockchain world. Below we break down the key differences between OnyxCoin (XCN) and JP Morgan's Kinexys to clear up any confusion for investors and industry professionals.
Let the record state: OnyxCoin (XCN) is a separate cryptocurrency project operating independently of JP Morgan and its blockchain initiatives. To avoid potential confusion:
- XCN is not affiliated with JP Morgan or any traditional banking institution
- The cryptocurrency project operates independently of JP Morgan's blockchain platforms
- Any similarity in naming to JP Morgan's former Onyx unit is coincidental
Looking to the future
XCN is a prime example of blockchain technology's evolution and the growing maturity of digital assets. As the cryptocurrency landscape continues to expand, XCN’s innovative framework and governance structure show how decentralised systems can adapt to meet new challenges.
With blockchain advancing rapidly, platforms like XCN highlight the potential for transformation in the digital economy. Whether you’re drawn to the technical details or the broader implications, staying informed about these developments is key to understanding this ever-changing space.

As we step into 2025, it's time to reflect on an incredible year of growth and milestones at Tap. What a ride 2024 has been! When we look back at everything we've achieved together at Tap this year, it's hard not to feel a surge of pride and excitement. Let's dive into the highlights that made this year truly special.
Revamped payment with a new card design
This year, we introduced our new card and design. Your feedback sparks our creativity and innovation, many of you joked about needing to make a gang sign with your fingers to hide card numbers when sharing photos. Taking that humor to heart, we've redesigned our card so all sensitive information is now on the back, keeping it out of sight.
This means you can proudly showcase your Tap card in pictures without any awkward gestures. Our user-centric design not only enhances your privacy but also makes sharing your Tap experience easier and more stylish than ever. Thank you for inspiring us to create a more seamless and secure way to use and share your Tap Premium benefits.
Did someone say Cashback?
For those of you wanting more from your Tap experience, we've been listening to what you need, which led us to introduce new premium plans. They're not about bells and whistles – just practical great rewards and rebates that add real value for those who need them. Same goes for our new Cashback feature. Not only are you earning rewards on your spending, but it also gives XTP a more meaningful purpose in your everyday transactions.
Our new Cashback feature has been a game-changer, offering users not only rewards on their Tap card transactions but also increased utility for our native token, XTP. This feature underscores our commitment to delivering tangible benefits and fostering a rewarding financial ecosystem.
Expanding horizons: launching in the USA
2024 was a landmark year as we launched Tap in the USA, marking our entry into one of the world's largest and most dynamic markets. A particularly humbling milestone, it's been a learning experience, and we're grateful for the patience and enthusiasm of our new American users as we continue to refine our services.
New practical features and tools you've been asking for:
To further empower our users, we rolled out a suite of new features, including:
- A smart search bar that helps you find exactly what you need, when you need it.
- A card spending dashboard that enables you to track your card and spending limits.
- A comprehensive markets section for tracking your favorite tokens in real-time.
- And yes, that discrete hide balance option for when you need to keep things private.
These features are designed to provide our users with greater transparency, control, and convenience in managing their finances.
Expanding cryptocurrency and fiat options
In response to the growing demand for diverse financial options, we added three new cryptocurrencies and four new fiat currencies to the app. This expansion allows our users to transact with greater flexibility and access a wider range of financial instruments. Because why should anyone have to compromise on their financial choices?
Navigating regulatory landscapes: UK and Bulgaria
Even with all this growth, we haven't lost sight of what matters most – doing things right. On the regulatory front, this year tested our resilience and commitment to our users, particularly in the UK. When new FCA regulations required us to suspend XTP token locking for UK Premium accounts last October, we didn't just accept it as a permanent setback.
Instead, our team spent the year methodically working through complex legal requirements to craft a compliant, user-friendly solution. The result? We successfully relaunched XTP token locking for our UK Premium users – a testament to our dedication to finding ways forward even through regulatory challenges.
This commitment to compliance also led us to secure our VASP license in Bulgaria, further strengthening our regulatory foundation across different jurisdictions. While these behind-the-scenes achievements might not be the most exciting news, they're crucial steps in building a service that's trustworthy.
Looking Ahead with Optimism
As we step into 2025, we're just getting warmed up. Everything we've accomplished this year sets the stage for even bigger moves ahead. We've got some exciting plans taking shape, but more importantly, we have a clear vision of how to make Tap work better for you every day. And the best part? We're building this future with you, our incredible Tap community.
Thank you for being part of this journey – for your trust, your patience, and your candid feedback. Together, we're not just building another fintech platform; we're crafting the future of finance, one thoughtful step at a time.
Here's to the next chapter of our journey together – it's going to be epic!
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We’ve all been here: you land that dream job or get a nice raise, and suddenly your old budget feels unnecessarily restrictive. A few premium subscriptions here, some fancy dinners there, maybe a nicer apartment – before you know it, your higher income somehow feels tighter than before.
Welcome to lifestyle creep, the subtle way our spending habits expand to match (or exceed) our growing income. It’s real, and it’s out there. Here’s how you can fight back.
Why it happens
Lifestyle creep isn't just about splurging. Often, it's a series of small, seemingly reasonable upgrades. That €15 lunch delivery doesn't feel extravagant when you're having a hard day, and those €20 fitness classes are justified as a worthwhile investment in your health.
The problem isn't any single expense, it's how these small changes compound over time, transforming from luxuries into what feel like necessities. And those small expenses can add up dramatically: an extra €50 per week on conveniences means €2,600 per year that could have gone toward retirement, a dream vacation, or your emergency fund. That’s a chunk of change in the end.
Breaking the cycle
1. Find your motivation
Before making changes, identify why you want to control your spending. Maybe you want to switch careers, start a business, or build an emergency fund. Having a concrete “why” makes it easier to resist those immediate gratifications.
2. Audit your joy
Review your recent expenses and honestly assess which ones truly enhance your life. That streaming service you barely use? The subscription box that sits unopened? These are easy cuts. But don't stop at the obvious – examine everything, including your "necessary" expenses. Sometimes what we think we need is just habit in disguise.
Start doing this weekly, eventually moving up to monthly, until your inner accountant is completely satisfied with where your money is going. The idea here isn’t to strip all joy from your life, it’s merely to streamline it.
3. Create friction
Make impulse spending harder:
- Remove saved payment information from shopping sites and phone settings
- Unsubscribe from marketing emails
- Establish a 48-hour waiting period for non-essential purchases
4. Address your triggers
Our spending habits are heavily influenced by our environment. Consider:
- Unfollowing social media accounts that trigger spending urges
- Finding free or low-cost alternatives to expensive social activities
- Being honest with friends about your financial situation and goals
- Planning social activities that don't revolve around spending
5. Regular check-ins
Schedule monthly "money dates" with yourself. Review your spending, celebrate wins, and adjust your strategy. Make it enjoyable – pour yourself a drink and put on your favourite record. This isn't about punishment, it's about alignment with your goals.
The mindset shift
Remember that reducing expenses isn't about deprivation, it's about choice and control. You might find that some lifestyle upgrades are worth keeping because they genuinely improve your quality of life. Others might be easy to let go once you realise they're not adding that much value.
The goal isn't to return to living like a college student. Instead, aim to be intentional about which upgrades you keep and which you can live without. This mindful approach to spending helps steer your money toward things that truly matter to you, rather than disappearing into a series of forgettable purchases.
By taking control of lifestyle creep, you're not just saving money – you're buying yourself options, flexibility, and peace of mind. And those are luxuries worth keeping.

Paying off multiple debts have you feeling like you're swimming upstream? We’re here to change that and help you understand more about strategies like paying off high-interest debt first.
The first lesson in changing the direction of the current is something many people don't realise: not all debts are created equal. High-interest debts, like credit card balances, can grow quickly and gradually drain your funds.
In this article, we’ll explore why focusing on high-interest debts first can be a smart move and how it might save you money, helping you become debt-free faster. Whether you’re handling credit cards, personal loans, or other debts, understanding this approach can make a meaningful difference in your financial journey.
Remember, everyone’s finances are different—what works for others may not work for you. While this strategy helps many with debt, consider how it aligns with your own situation. If you’re unsure, don’t hesitate to reach out to a financial advisor who can offer you a more personalised plan.
Why pay off high-interest debt first?
Understanding high-interest debt and why it’s problematic
High-interest debt includes obligations like credit cards, personal loans, and payday loans. These types of debt tend to carry much higher interest rates than other forms of borrowing, which makes them more costly to manage over time.
The reason why high-interest debt is such a challenge to many is largely because of the compounding nature of interest. With compounding, interest charges are continually added to the balance, so the debt grows faster than it might seem, even if you're making regular payments.
Imagine you’re dealing with a credit card balance. Every month you don’t pay it off entirely, interest is added not just on the original amount but also on previous interest charges. Similarly, if you have a bank account with fees or overdrafts, those can compound as well. This compounding effect can make debt snowball quickly, which is why high-interest debt can become overwhelming and expensive if not managed carefully.
Benefits of paying off high-interest debt early
1. You could save money on interest payments
One of the biggest advantages of focusing on paying off high-interest debt first is the potential to save money on interest costs. By paying down this debt early, you reduce the amount of time that interest has to build up, which can lead to significant savings.
Imagine being able to put that saved money toward something meaningful instead, like a vacation or a home improvement project, or just giving your savings a boost.
2. You could free up cash flow
As high-interest debt diminishes, so do your monthly payments. This means you’ll have more flexibility in your budget to direct funds toward other goals, like building an emergency fund, investing, or saving for a major purchase.
Freeing up cash flow provides you with more control and can help bring your financial goals closer.
3. You could reduce stress and improve your financial well-being
High-interest debt can add a lot of stress, weighing on you each month as the balance seems to accumulate exponentially. By paying it down, you’re not just improving your finances, you’re also giving yourself a much-deserved peace of mind.
Being proactive about reducing debt can also positively impact your overall well-being, making it easier to focus on the future instead of worrying about the present.
Exploring debt repayment strategies
Now, let's explore two popular methods for tackling multiple debts. While each has its own approach, understanding both can help you make informed decisions about which might align with your specific situation and preferences.
The debt avalanche method
This strategy involves focusing extra payments on the debt with the highest interest rate while maintaining minimum payments on other debts. Once the highest-interest debt is cleared, the focus shifts to the next highest, and so on.
The maths behind this method tends to result in less money paid in interest over time. However, if the highest-interest debts also have large balances, it might take longer to see visible progress, which some find challenging for maintaining momentum.
The debt snowball method
This approach focuses on paying off the smallest debt balance first, regardless of interest rates, while maintaining minimum payments on other debts. As each small debt is cleared, the freed-up money goes toward the next smallest balance.
Many people find this method motivating because it can provide quick wins. Seeing debts disappear entirely, even if they're small, creates a sense of progress that can help maintain enthusiasm for debt repayment.
While this doesn’t focus on paying off high-interest debt, many people are drawn to (and motivated by) the psychological boost it provides.
Comparing different approaches
Consider this example:
Someone has three debts:
Credit card: £5,000 at 20% interest
Personal loan: £2,000 at 12% interest
Store card: £800 at 15% interest
The avalanche method would target the credit card first (highest interest), while the snowball method would start with the store card (smallest balance).
The avalanche method might save more money in interest payments, but the snowball method could provide faster visible results by eliminating the smaller debts more quickly.
Some find that combining elements of both methods works best for their situation - perhaps focusing on a small, high-interest debt first to experience both the mathematical and psychological benefits.
Remember, choosing a debt repayment strategy is a personal decision that depends on various factors, including financial circumstances and personal motivation style. It’s not a one-size-fits-all type of situation.
Important factors when considering debt repayment
Remember how we said in the beginning “not all debts are created equal”? Well here’s what we mean: when mapping out your debt repayment plan, there are several key factors that can influence how you choose to prioritise what. Let's explore these elements to better understand how they might affect different financial situations.
Understanding different types of debt
Debts generally fall into two categories: secured and unsecured:
- Secured debts, like mortgages and car loans, are tied to specific assets and typically carry lower interest rates.
- Unsecured debts, such as credit cards and personal loans, usually have higher interest rates because they're not backed by assets.
While a mortgage might have a 5% interest rate compared to a credit card's 20%, this doesn't automatically make it the priority. The secured nature of mortgages and car loans means different considerations come into play, like protecting essential assets that provide housing and transportation.
Looking at personal financial circumstances
Several factors can influence debt repayment priorities:
- Monthly income stability
- Essential living expenses
- Emergency savings availability
- Other financial obligations
For instance, someone with variable income might prioritise differently than someone with a steady paycheck. Available cash flow after essential expenses also plays a significant role in determining realistic repayment amounts.
Credit score considerations
Paying off debt can impact your credit score in a few ways: how much credit you use (credit utilisation) and how you manage accounts after repayment. Keeping up with payments, using credit wisely, and making smart account decisions are key to navigating this territory. Since everyone's situation is different, it’s a good idea to get advice from a professional for your best approach.
Making informed choices about debt repayment
High-interest debt can feel like an uphill challenge, but understanding how interest compounds and affects different types of debt can help make repayment feel more manageable.
Additionally, recognising the weight of high-interest debt gives you a clearer sense of why certain debts may deserve more focus, allowing you to choose a strategy that aligns with both your financial situation and personal approach, whether that means a steady, structured method or motivating quick wins.
Remember, what matters most is taking those first steps and staying consistent with a plan. Everyone’s debt journey is unique, so the key is finding a sustainable plan that helps you move toward greater financial flexibility and peace of mind.
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As the meme coin culture flares, Solana memecoins are stealing the spotlight in the 2024 bull cycle, blending internet culture with fast, low-cost blockchain. These quirky tokens have taken the crypto community by storm, with some skyrocketing almost overnight.
But their rise isn’t just entertaining, it’s also a testament to the growing influence of community-driven projects and the unique ecosystem Solana offers. Love them or laugh at them, Solana memecoins are proving they’re more than just a joke. Here are the top 10 Solana meme coins of 2024, ranked according to market cap.
- Bonk (BONK)
Bonk burst onto the scene as Solana's answer to Shiba Inu, timing its launch perfectly during a Solana upswing. With clever airdrops to the community and partnerships across DeFi protocols and NFT projects, Bonk quickly became a sensation, resulting in its hungry Shiba Inu mascot now being a firm icon of the ecosystem.
Bonk didn’t just join the meme coin craze, it helped define it for Solana, with its success going on to spark a wave of Solana-based meme coins.
- Dogwifhat (WIF)
Dogwifhat won over the crypto world with its quirky charm: a Shiba Inu in a winter hat. Unlike typical meme coins, it grew organically, fueled by genuine community engagement, with listings on major exchanges cementing its status.
Considered a cultural sensation with endless memes and spinoffs, its success proves that a relatable concept paired with strong community ties can create real impact (a $2.2b type of impact).
- Fartcoin (FARTCOIN)
Despite the interestingly-chosen name, Fartcoin has shown pretty impressive market performance as well as significant growth. What began as a joke has grown into a community-driven project with real utility, offering governance and staking features alongside quirky charm and resilience during market dips.
Drawing on serious investors looking for diversification in the meme coin space, Fartcoin proves that even the most unconventional concepts can find success - when paired with innovative features and, of course, solid community support.
- Peanut the Squirrel (PNUT)
PNUT, inspired by a heartfelt tribute to Peanut (a beloved pet squirrel lost under controversial circumstances) has seen a meteoric rise. In the last few months of the year, the coin surged by 280% after its Binance listing and the buzz surrounding Donald Trump’s U.S. presidential victory.
Combining this backstory with its clever branding, solid tokenomics and community rewards programs, the project has seen strong performance and managed to maintain investor confidence.
- ai16z (AI16Z)
ai16z cleverly combines two of the hottest trends in crypto - artificial intelligence and meme coins. The project's name plays on the famous venture capital firm a16z, adding a layer of crypto-cultural relevance.
Its success comes from tapping into the AI buzz while keeping its community engaged with regular updates and developments. By blending humour with a touch of tech relevance, the project has carved out a unique spot in the crowded meme coin market.
- Popcat (POPCAT)
Popcat rose to fame by tapping into the viral internet meme it's named after. With creative marketing and active social media engagement, it quickly built a loyal community. What makes Popcat unique is its growing ecosystem, featuring NFT integrations and gaming elements.
Regular updates and strong community involvement from the development team have kept the token relevant and valuable, even during market ups and downs.
- Baby Doge Coin (BABYDOGE)
Baby Doge Coin capitalised on the success of earlier dog-themed cryptocurrencies while adding its own twist: a "puppy" spin-off of the popular Dogecoin with charitable initiatives. With its adorable branding and mission to spread joy, BABYDOGE focuses on community-driven growth and rewards holders with a deflationary token model.
Known for supporting dog rescue organisations, it combines playful crypto culture with a cause, appealing to investors and animal lovers alike.
- Cat In A Dogs World (MEW)
MEW brought a fresh perspective to the meme coin space by playing on the eternal cats versus dogs rivalry in a dog-dominated market.
The project's clever marketing and positioning helped it stand out among the numerous dog-themed tokens, while its success stems from strong community engagement and a well-executed social media strategy. The project has maintained momentum through regular community events and creative marketing campaigns that play on its unique positioning in the market.
- Goatseus Maximus (GOAT)
Goatseus Maximus, the first AI-generated meme coin, blends classical mythology with meme culture to create a unique identity in the space. Its value is influenced by advancements in AI, offering unique speculative opportunities.
The project has built a strong following through creative storytelling, solid tokenomics, and active community engagement. With consistent updates, well-executed marketing, and a focus on delivering promised features, the development team has maintained investor confidence and strong community trust.
- BOOK OF MEME (BOME)
Book of Meme combines the cultural power of memes with blockchain technology, creating a unique "digital meme book." It allows users to contribute to and access a growing archive of memes while fostering an interactive, community-driven ecosystem.
Its success comes from blending meme culture with token utility, creating a sense of historical significance and building a strong, engaged community. Regular content creation and community involvement have helped maintain interest and value in the token.
That’s a wrap
The success of Solana's top meme coins in 2024 marks a shift in the crypto landscape. Projects like BONK and dogwifhat have shown that meme coins are more than just trends. The key to their success lies in strong community engagement, creative branding, and Solana's technical strengths.

In the Investments’ world, there are winners, and then there are game-changers. Bitcoin has proven to be nothing short of a financial revolution, transforming the dreams of early investors into a staggering reality that has left traditional assets in the dust.
Imagine turning $100 into $26,931 in just a decade. It sounds like a fairy tale, but for some Bitcoin investors, it's been their reality. This digital upstart has not just entered the financial arena – it has completely rewritten the rules of investment.
A look at the numbers
Let's break down the decade-long financial journey:
Traditional assets have followed a predictable path. The S&P 500 delivered a respectable 193.3% return. Gold, the timeless store of value, grew by 125.8%. Government bonds and crude oil? They barely managed to keep pace, with treasuries offering modest returns and oil crawling to a mere 4.3% gain.
Then there's Bitcoin. A digital maverick that laughs in the face of conventional wisdom, delivering a mind-boggling 26,931.1% return. To put this into perspective, every $100 invested in Bitcoin in 2014 would be worth nearly $27,000 today – a return that would make even the most aggressive investors do a double-take.

The rollercoaster of volatility
But this isn't a story of smooth sailing. Bitcoin's journey has been a wild ride of extreme highs and gut-wrenching lows. Its price has wigwagged between $172.15 and $103,679, with dramatic 70% crashes that would admittedly send most investors running for the hills.
Despite their rocky nature, these four-year cycles, coinciding with Bitcoin halving events, have become legendary in financial circles.
A new asset class dominates
What's truly fascinating is how Bitcoin has defied traditional market correlations. Unlike stocks or gold, which often move in predictable patterns, Bitcoin has danced to its own tune. For years, it moved independently of the S&P 500, only beginning to show some correlation during major economic events like the pandemic.
The performance breakdown:
- Bitcoin: 26,931.1%
- S&P 500: 193.3%
- Gold: 125.8%
- 10-Year Treasuries: 86.8%
- Crude Oil: 4.3%
A word of caution
While the numbers are eye-popping, this isn't a call to go all-in on Bitcoin. The asset's volatility is a double-edged sword. Its smaller market cap has allowed for explosive growth, but it also means higher risk. While Bitcoin’s results have been eye-popping, traditional assets like stocks, bonds, and gold continue to offer more stable, predictable returns.
Bitcoin drops the mic
What Bitcoin represents is more than just a financial asset.: it's a testament to the power of innovation, a digital rebellion against traditional financial systems. It challenges our understanding of value, currency, and investment.
As we look to the future, one thing is clear: the investment landscape will never be the same again. Bitcoin has proven that in the world of finance, sometimes the most unlikely contenders can become the most powerful players.
Note: This analysis is based on historical performance data from CoinGecko, tracking Bitcoin and traditional assets from December 2014 to December 2024.
TAP'S NEWS AND UPDATES

Say goodbye to low-balance stress! Auto Top-Up keeps your Tap card always ready, automatically topping up with fiat or crypto. Set it once, and you're good to go!
Read moreWhat’s a Rich Text element?
What’s a Rich Text element?The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.
The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.Static and dynamic content editing
Static and dynamic content editingA rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!
A rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!How to customize formatting for each rich text
How to customize formatting for each rich textHeadings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.
Headings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.What’s a Rich Text element?
What’s a Rich Text element?The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.
The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.Static and dynamic content editing
Static and dynamic content editingA rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!
A rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!How to customize formatting for each rich text
How to customize formatting for each rich textHeadings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.
Headings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.
Curious about the milestones we reached in 2024? Take a look at what we’ve accomplished!
Read moreWhat’s a Rich Text element?
What’s a Rich Text element?The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.
The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.Static and dynamic content editing
Static and dynamic content editingA rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!
A rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!How to customize formatting for each rich text
How to customize formatting for each rich textHeadings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.
Headings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.
Today, we’re thrilled to announce the return of XTP token locking for Premium accounts in the UK—a journey that wasn’t without its challenges, but one that reflects our unwavering commitment to our users.
Read moreWhat’s a Rich Text element?
What’s a Rich Text element?The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.
The rich text element allows you to create and format headings, paragraphs, blockquotes, images, and video all in one place instead of having to add and format them individually. Just double-click and easily create content.Static and dynamic content editing
Static and dynamic content editingA rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!
A rich text element can be used with static or dynamic content. For static content, just drop it into any page and begin editing. For dynamic content, add a rich text field to any collection and then connect a rich text element to that field in the settings panel. Voila!How to customize formatting for each rich text
How to customize formatting for each rich textHeadings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.
Headings, paragraphs, blockquotes, figures, images, and figure captions can all be styled after a class is added to the rich text element using the "When inside of" nested selector system.Kickstart your financial journey
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