Leo
Fintech writer with a knack for turning complex money and crypto topics into engaging, accessible content. Whether it's demystifying blockchain or breaking down finance trends, he make sure every word counts.

Discover key insights from a decade of stablecoins—how they’ve evolved, their impact on crypto, and what the future holds for digital finance.
Cryptocurrencies changed the financial world, but stablecoins took things a step further. By offering a stable value tied to fiat currencies, they added a new dimension to the digital asset ecosystem. What started as experimental projects has now grown into a vital part of the financial system, handling hundreds of billions of dollars in less than a decade.
Illustrating this point, the two biggest stablecoins hold market caps of $124 billion and $42 billion each. Let’s explore how they got there.
The first wave (2014)
The stablecoin story began in July 2014 with BitUSD, launched on the BitShares blockchain by future industry leaders Dan Larimer and Charles Hoskinson. As the first crypto-collateralised stablecoin, BitUSD attempted to maintain dollar parity through cryptocurrency backing.
However, its reliance on BitShares as collateral proved problematic, as the volatile nature of its backing asset eventually led to its unpegging from the dollar in 2018.
That same year saw the launch of NuBits, which attempted to improve BitUSD's model by using Bitcoin as collateral. Despite using the more established Bitcoin network, NuBits faced similar challenges. The volatility of its Bitcoin reserves, combined with insufficient capitalisation and lack of diversification, ultimately led to its failure, with the token now trading at a fraction of its intended value.
While these coins are not around today, they built the foundations for the stablecoins that followed.
The rise of fiat-backed solutions
Tether (USDT), launched a few months later in 2014, took a fundamentally different approach that would prove transformative for the industry. Instead of using cryptocurrency as collateral, Tether introduced a simple but effective model: backing each digital token with an equivalent amount of real US dollars held in reserve.
This straightforward approach has led to remarkable success, with Tether's market capitalisation growing to over $124 billion and becoming the dominant stablecoin in crypto markets.
Innovation in collateralisation
In 2017, MakerDAO introduced Dai, bringing sophisticated innovation to the crypto-collateralised model. As a decentralised stablecoin on the Ethereum blockchain, soft-pegged to the US dollar, it represents a key evolution in stablecoin design, moving from fiat-backed models to multi-asset collateralisation.
Dai’s stability is maintained through a hybrid algorithm and a dynamic supply control mechanism called Collateralized Debt Positions (CDPs). This multi-collateral approach, combined with diversified reserves including USD Coin (42%), Wrapped Bitcoin, and fiat-backed assets, ensures Dai’s reliability, making it one of the most stable stablecoins, managing to maintain its dollar peg even during significant market volatility.
Experimenting with algorithms
The most recent chapter in stablecoin evolution came with TerraUSD (UST) and its dramatic collapse in May 2022. Despite backing from substantial Bitcoin reserves (over 70,000 BTC) and sophisticated price stabilisation algorithms, UST demonstrated the limitations of algorithmic stability mechanisms. Its failure reinforced the fundamental principle that stable assets require stable backing.
Key lessons and industry impact
The development of stablecoins has yielded several crucial insights for digital currency innovation:
- The importance of stable collateral for maintaining price stability
- The value of diversification in reserve assets
- The superiority of simple, transparent backing mechanisms over complex algorithmic solutions
- The critical role of sufficient capitalisation in maintaining stability
Today, stablecoins process billions in daily transactions and serve as crucial infrastructure for cryptocurrency markets. And this success has attracted attention from traditional financial institutions and regulators, potentially influencing the development of Central Bank Digital Currencies (CBDCs).
The rapid evolution of stablecoins from experimental projects to essential financial tools demonstrates the potential for innovation in digital finance. As the technology matures, stablecoins are increasingly positioned to play a central role in the future of global financial services, bridging traditional finance with the emerging digital economy.

Explore 6 AI tools designed to streamline your crypto trading, offering insights, trend analysis, and smarter strategies for navigating the ever-changing market
Want to try to outsmart the market and take your crypto trading to the next level? AI is rewriting the rules of the game, and while still in its early stages, it is already helping traders unlock sharper insights, predict trends, and make faster, smarter moves.
Whether you're a seasoned pro or just starting out, the right tools can be a game-changer. Here are six powerful AI-driven solutions designed to give your trading strategy the ultimate edge.
Please note that this article is for informational purposes only and should not be considered financial advice. Always conduct your own research before making any investment decisions. While these plugins are powerful, always double-check their information. AI isn't perfect, and in crypto, it's better to verify twice than lose money once.
1. ChatGPT plugins for crypto research
If you're already familiar with ChatGPT, you'll be excited to learn about its specialised crypto plugins. You’ll need the Plus version ($20/month) to access these plugins and open up a whole new world of crypto analysis. Here are the most useful ones:
DeFiLlama plugin
This plugin is like having a personal DeFi research assistant. Here's how to use it:
- Go to the ChatGPT sidebar
- Click on 'Explore GPTs'
- Search for DeFiLlama and start chat
- DeFiLlama will then appear in the top left list of GPTs available
You can then ask questions like:
- "Show me the highest yielding pools on Optimism"
- "What are the top protocols by TVL?"
- "Compare yield rates across different chains"

Smarter Contracts plugin
Perfect for avoiding crypto scams, this plugin acts as a security guard for your investments. Access it by the same means as above. It can:
- Scan new tokens before you invest
- Check smart contracts for red flags
- Analyse newly launched projects you find on DEXscreener

Crypto X plugin
This one's your blockchain data specialist. It provides reliable crypto market insights by pulling data from sources like CoinMarketCap, CoinGecko, and CryptoCompare.

2. ChatWeb3 - your personal crypto guide
Whether you're just getting started or a seasoned trader, ChatWeb3 has your back with personalised guidance powered by GPT and Langchain. The best part? It adapts to your experience level. Simply pick your starting point — New to Web3, DeFi Trader, Web3 Developer, or NFT Degen — and get insights and explanations tailored just for you.

3. Etherscan code reader - understanding smart contracts
Don’t let complex smart contract code scare you off. Etherscan’s Code Reader breaks down technical blockchain code into simple, easy-to-understand language. Just connect your OpenAI API key, and you can start analysing the source code of any smart contract. It’s a game-changer for doing solid research before diving into new projects.

4. Scorehood - AI signals in your pocket
Want AI-powered trading signals on the go? Scorehood's mobile app combines technical, sentiment, and fundamental analysis to generate easy-to-understand trading recommendations. The app breaks down each cryptocurrency's potential using four key components: momentum, technical analysis, volume/volatility, and sentiment analysis. Plus, it provides helpful indicators like Fibonacci levels and RSI readings right at your fingertips.

Final thoughts
While these AI tools can significantly enhance your trading strategy, remember they're meant to supplement - not replace - your own research and judgment. As AI technology continues evolving, we can expect these tools to become even more sophisticated and accurate in their analysis and predictions.
Start with a free trial where available, and gradually incorporate these tools into your trading routine to find the combination that works best for your strategy. Happy trading!

Explore XCN price predictions, uncover market trends, and learn what could influence the future growth of Onyxcoin in the crypto market.
Onyxcoin (XCN), previously known as Chain (CHN), marks a major leap in blockchain infrastructure technology. Since its rebranding in March 2022, the protocol has gained traction as a leading enterprise blockchain platform. In a nutshell: it provides cloud-based solutions that enable companies to create and deploy financial services through private blockchain networks. Let’s explore this.
What is XCN?
XCN is the cryptocurrency powering the Onyx Protocol, offering both utility and governance, while the Onyx Protocol is designed to tackle key challenges in financial settlements.
The Onyx Protocol is a versatile blockchain infrastructure designed to connect independent networks under shared standards, ensuring smooth interoperability. By separating asset control from ledger synchronisation, it delivers both security and flexibility to users.
Participants can issue assets using customisable "issuance programs," managed by "control programs" that enable the creation of advanced smart contracts. Network security is upheld by a federation of "block signers" to prevent forks, while a single "block generator" ensures efficient block creation.
Governance is managed through the Onyx DAO on Ethereum, with Onyxcoin (XCN) acting as the ecosystem's utility and governance token. XCN powers premium services, funds network upgrades, and enables token holders to influence the protocol’s direction.
Founded in 2014 with support from leading venture capital firms and partnerships with institutions like Nasdaq and Citigroup, the platform has evolved into an independent, reliable and advanced blockchain solution.
Key Features:
- Cloud-based blockchain infrastructure for enterprises
- Customisable tools for asset creation
- Smart contracts powered by control programs
- Integrated DAO governance for user participation
- Premium and standard service tiers
Technical and fundamental analysis
Market fundamentals
XCN’s tokenomics include a maximum supply of 48.47 billion tokens, with around 65% currently in circulation. Strategic allocations include 15 billion tokens for the foundation and 10 billion for the DAO, with monthly releases of 200,000,000 XCN per month, to maintain a controlled market supply.
Technical framework
The protocol’s architecture enables:
- Multiple independent blockchain networks operating simultaneously
- Secure asset control based on the principle of least authority
- Block validation by designated signers
- Efficient block creation via a single block generator
Trading volumes, price volatility, and sentiment indices for XCN
Trading volume
The current trading volumes of XCN provide key insights into market activity and investor interest. Steady or increasing volumes typically indicate sustained engagement, while sharp fluctuations could signify speculative trading or reaction to news events. For XCN, trading activity has shown variability, with spikes aligning with announcements or broader market trends.
Price volatility
Price volatility is another critical metric for understanding XCN's performance. While moderate volatility can attract traders seeking profit opportunities, excessive swings may deter risk-averse investors. Recently, XCN has experienced a mix of stability and rapid price shifts, largely influenced by macroeconomic factors and evolving sentiment within the cryptocurrency market.
Sentiment indices
Sentiment indices, derived from social media trends, news coverage, and community forums, offer a snapshot of market perception. Positive sentiment has often correlated with upgrades to the Onyx Protocol or advancements in the ecosystem, while negative sentiment has emerged during periods of uncertainty or market-wide downturns.
Together, these factors—trading volumes, price volatility, and sentiment—illustrate the complex dynamics shaping XCN’s market presence and potential for return on investment. For investors and traders, monitoring these indicators can provide valuable insights into potential opportunities and risks, though they should be evaluated alongside broader market conditions and fundamental analyses.
Short-term price predictions (1-3 years)
In the following sections, we’ll take a look at both short-term and long-term price predictions, considering both bullish and bearish market scenarios. For reference, at the time of writing XCN was trading at $0.01236 (see later price here).
Bullish scenario
Analysis suggests that several positive catalysts could drive XCN's growth in the near term:
- - Enterprise adoption
- Predicted range: $0.005 - $0.01
- Key driver: Increased business partnerships and platform integration
- Potential catalyst: Growth in private blockchain network adoption
- - Technological development
- Predicted range: $0.006 - $0.012
- Focus areas: Transaction speed improvements and fee optimisation
- Impact: Enhanced platform capabilities could attract more users
- - Institutional investment
- Predicted range: $0.007 - $0.015
- Driver: Growing institutional interest in cryptocurrency
- Catalyst: Potential market expansion and improved regulatory clarity
Bearish scenario
On the flip side, here are the bearish predictions:
- - Regulatory concerns
- Predicted range: $0.001 - $0.0015
- Risk factor: Increased government oversight
- Impact: Possible operational limitations
- - Competitive pressures
- Predicted range: $0.0012 - $0.0017
- Challenge: Market saturation from similar projects
- Risk: Potential loss of market share
Long-term price predictions (3-5 years)
Bullish outlook
Long-term positive scenarios suggest significant growth potential:
- - Enterprise integration
- Predicted range: $0.02 - $0.05
- Driver: Widespread adoption of Onyx Protocol's technology
- Catalyst: Integration into mainstream financial systems
- - Technology evolution
- Predicted range: $0.03 - $0.06
- Focus: Platform maturity and ecosystem development
- Impact: Enhanced competitive advantage through innovation
- - Market growth
- Predicted range: $0.04 - $0.08
- Driver: Overall cryptocurrency market expansion
- Catalyst: Increased mainstream acceptance and use
Bearish outlook
However, long-term challenges could present significant headwinds:
- Market sentiment
- Predicted range: $0.0005 - $0.001
- Risk factor: Extended crypto market downturn
- Impact: Reduced investor confidence
- - Competition
- Predicted range: $0.0008 - $0.0015
- Challenge: Emergence of superior technological solutions
- Risk: Diminished market relevance
These predictions account for various market scenarios and factors, keeping in mind the natural volatility of crypto markets. The ranges provided highlight potential outcomes depending on market trends and the progress of the project. Please note that this content is speculative and not financial advice - it should not be construed as such.
Conclusion
Onyxcoin (XCN) presents a range of possible price trajectories, from potential growth through enterprise adoption and technological advancement to more conservative estimates reflecting market challenges. While bullish predictions suggest possible growth to $0.08 by 2030, bearish scenarios indicate potential downside risks.
As with any investment in digital assets, thorough research is essential. Readers should carefully evaluate their risk tolerance and consult financial advisors before making investment decisions, as market conditions can change rapidly in the volatile crypto sector. Keep an eye on the XCN page within the Tap app to keep updated on price movements.
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As the meme coin culture flares, Solana memecoins are stealing the spotlight in the 2024 bull cycle, blending internet culture with fast, low-cost blockchain. These quirky tokens have taken the crypto community by storm, with some skyrocketing almost overnight.
But their rise isn’t just entertaining, it’s also a testament to the growing influence of community-driven projects and the unique ecosystem Solana offers. Love them or laugh at them, Solana memecoins are proving they’re more than just a joke. Here are the top 10 Solana meme coins of 2024, ranked according to market cap.
- Bonk (BONK)
Bonk burst onto the scene as Solana's answer to Shiba Inu, timing its launch perfectly during a Solana upswing. With clever airdrops to the community and partnerships across DeFi protocols and NFT projects, Bonk quickly became a sensation, resulting in its hungry Shiba Inu mascot now being a firm icon of the ecosystem.
Bonk didn’t just join the meme coin craze, it helped define it for Solana, with its success going on to spark a wave of Solana-based meme coins.
- Dogwifhat (WIF)
Dogwifhat won over the crypto world with its quirky charm: a Shiba Inu in a winter hat. Unlike typical meme coins, it grew organically, fueled by genuine community engagement, with listings on major exchanges cementing its status.
Considered a cultural sensation with endless memes and spinoffs, its success proves that a relatable concept paired with strong community ties can create real impact (a $2.2b type of impact).
- Fartcoin (FARTCOIN)
Despite the interestingly-chosen name, Fartcoin has shown pretty impressive market performance as well as significant growth. What began as a joke has grown into a community-driven project with real utility, offering governance and staking features alongside quirky charm and resilience during market dips.
Drawing on serious investors looking for diversification in the meme coin space, Fartcoin proves that even the most unconventional concepts can find success - when paired with innovative features and, of course, solid community support.
- Peanut the Squirrel (PNUT)
PNUT, inspired by a heartfelt tribute to Peanut (a beloved pet squirrel lost under controversial circumstances) has seen a meteoric rise. In the last few months of the year, the coin surged by 280% after its Binance listing and the buzz surrounding Donald Trump’s U.S. presidential victory.
Combining this backstory with its clever branding, solid tokenomics and community rewards programs, the project has seen strong performance and managed to maintain investor confidence.
- ai16z (AI16Z)
ai16z cleverly combines two of the hottest trends in crypto - artificial intelligence and meme coins. The project's name plays on the famous venture capital firm a16z, adding a layer of crypto-cultural relevance.
Its success comes from tapping into the AI buzz while keeping its community engaged with regular updates and developments. By blending humour with a touch of tech relevance, the project has carved out a unique spot in the crowded meme coin market.
- Popcat (POPCAT)
Popcat rose to fame by tapping into the viral internet meme it's named after. With creative marketing and active social media engagement, it quickly built a loyal community. What makes Popcat unique is its growing ecosystem, featuring NFT integrations and gaming elements.
Regular updates and strong community involvement from the development team have kept the token relevant and valuable, even during market ups and downs.
- Baby Doge Coin (BABYDOGE)
Baby Doge Coin capitalised on the success of earlier dog-themed cryptocurrencies while adding its own twist: a "puppy" spin-off of the popular Dogecoin with charitable initiatives. With its adorable branding and mission to spread joy, BABYDOGE focuses on community-driven growth and rewards holders with a deflationary token model.
Known for supporting dog rescue organisations, it combines playful crypto culture with a cause, appealing to investors and animal lovers alike.
- Cat In A Dogs World (MEW)
MEW brought a fresh perspective to the meme coin space by playing on the eternal cats versus dogs rivalry in a dog-dominated market.
The project's clever marketing and positioning helped it stand out among the numerous dog-themed tokens, while its success stems from strong community engagement and a well-executed social media strategy. The project has maintained momentum through regular community events and creative marketing campaigns that play on its unique positioning in the market.
- Goatseus Maximus (GOAT)
Goatseus Maximus, the first AI-generated meme coin, blends classical mythology with meme culture to create a unique identity in the space. Its value is influenced by advancements in AI, offering unique speculative opportunities.
The project has built a strong following through creative storytelling, solid tokenomics, and active community engagement. With consistent updates, well-executed marketing, and a focus on delivering promised features, the development team has maintained investor confidence and strong community trust.
- BOOK OF MEME (BOME)
Book of Meme combines the cultural power of memes with blockchain technology, creating a unique "digital meme book." It allows users to contribute to and access a growing archive of memes while fostering an interactive, community-driven ecosystem.
Its success comes from blending meme culture with token utility, creating a sense of historical significance and building a strong, engaged community. Regular content creation and community involvement have helped maintain interest and value in the token.
That’s a wrap
The success of Solana's top meme coins in 2024 marks a shift in the crypto landscape. Projects like BONK and dogwifhat have shown that meme coins are more than just trends. The key to their success lies in strong community engagement, creative branding, and Solana's technical strengths.
From charity-driven Baby Doge Coin to AI-powered Goatseus Maximus and unique projects like Cat In A Dogs World, these coins are proving that meme culture and blockchain technology can create lasting value.

The holiday season, with all its glitter, cheer and tradition, can sometimes feel like a whirlwind of emotions and expenses. Between those persuasive commercials and the relentless social media ads and influencers, it can feel like an added pressure on your finances that you just don’t have the energy to fight off at the end of the year.
But fret not, taming holiday spending isn't as tricky as wrapping a bowling ball, even if your loved ones are living it up in the holiday splurge zone while you're in the "I'm on a budget" Santa hat.
We’re here to help you sleigh the festive season without sending your bank account into winter hibernation. Here are five realistic financial boundaries to implement with friends and family this festive season.
Create a budget
Who could have predicted this? Well, it's not exactly breaking news, but a well-crafted budget is your trusty reindeer reins. And no, it's not here to rain on your festive parade, it's the voice of reason when things get a little too merry.
Planning a holiday budget may not sound like a barrel of laughs, but trust us, it's the key to unlocking financial serenity this season. Here's your step-by-step guide to make it a tad more enjoyable:
Step one: Snuggle up with your favourite holiday treat and get comfy. Plot out your budget, factoring in gifts, decorations, travel, and entertainment.
Step two: Be brutally honest with yourself about your spending limits and keep expectations in check. Keep it realistic, and don’t ignore your January Voice of Reason.
Step three: Now, manage and follow your budget as if your life depended on it. It's your financial GPS, steering you away from the treacherous cliffs of overspending. Be in the business of staying disciplined, and both your wallet and future self will be singing your praises.
Be picky with your social calendar
Finding the right balance during the holiday season can be a bit tricky, especially if you're the life of the party who never turns down a chance to celebrate. While holiday gatherings are undeniably fun, they can also put a strain on your wallet, what with buying gifts or splurging on new outfits for every Friendsgiving or seasonal bash on your invite list.
So, what's the secret sauce? Simple, really: set a cap on how many events you'll attend, and fill your calendar with wallet-friendly or no-cost activities.
Think about hosting a cosy Christmas cocktail night at home instead of hitting up pricy holiday pop-up bars, enjoying potluck dinners at friends instead of eating out, or even just swapping holiday-themed books with your pals. These options let you savour the holiday spirit without breaking the bank.
Propose a gift swap instead of playing Santa to all
The fastest way to empty your pockets during the festive season? Showering gifts on everyone you adore. It's undeniably heartwarming, as the holidays are all about giving, but if your mission is to rescue your finances, it's crucial to stick to that budget.
Here's the savvy play: suggest a group gift exchange like Secret Santa or White Elephant, where each person is responsible for a single present. This gem of an idea works wonders, especially if you're accustomed to playing Santa for your entire office or friend gang, at the cost of any good times in January.
Now, we get it. Your love language might be gift-giving and holding back your desire to gift everyone can be challenging. However, it'll save you a ton of money in the long run. Bonus? You might discover that you can give a more heartfelt gift when you're not fretting over multiple purchases or chasing down the perfect presents for everyone. Happier you, happier everyone.
Embrace the cash or debit approach
Taming the holiday spending frenzy calls for some clever tactics. Swap that tempting credit card for cash or a trusty debit card when you head off on your festive shopping adventures. With this approach, you'll stick to spending only what's safely nestled in your bank account.
It's like Santa himself keeping a watchful eye on your wallet, ensuring you don't venture into the land of overspending. When you physically see those bills leave your hand or the numbers dip in your account, it becomes a tangible reminder to stay within your budget.
So, this holiday season, let your cash or debit card be your financial guardian and keep the festivities merry without the budget hangover.
Master the art of responsible online shopping
Last but not least, yes, online shopping is still spending. The allure of online deals and discounts can be irresistible, leading to overspending in the blink of an eye. To conquer this digital shopping realm, establish a strict limit on your online purchases and banish impulsive buying tendencies.
But there's more: declutter your inbox by unsubscribing from those tempting promotional emails. It's like building a fortress around your financial willpower. With fewer temptations, you're less likely to get lured into spontaneous shopping sprees.
Final thoughts
Navigating the holiday whirlwind without emptying your pockets is doable. Craft a budget, stick to it, and then lean into the festivities around you. Sticking to these boundaries will not only protect your mental health but also ensure a festive season filled with cheer, not financial stress. Because, after all, aren’t Aunt Linda’s questions about what you’re doing with your life stressful enough?

No matter how much you know about crypto, the chances of you having heard about Dogecoin are high. Alongside its dramatic ascent to becoming one of the most buzzed-about cryptocurrencies, DOGE certainly stands out in a crowded market.
What began as a lighthearted joke has evolved into a global phenomenon, powered by a devoted community and celebrity endorsements, including the self-proclaimed Dogefather himself, Elon Musk.
With its iconic Shiba Inu mascot, the meme-inspired coin has carved out a distinct niche in the crypto world, paving the way for a flood of other memecoins that have followed in its pawprints.
Lately, the big question has been: Is Dogecoin going up? Will it continue its climb, or is a price dip on the horizon? To find out, let’s explore the key factors shaping Dogecoin’s future.
Let’s first take a look at crypto market trends
We know that the key to navigating the cryptocurrency market is to keep informed about the latest trends. However, when it comes to understanding the forces driving digital assets like Dogecoin, you really need to have your finger on the pulse.
Right now, the Dogecoin buzz is undeniable. From recent political affiliations to both retail and institutional investors diving into the market, the market’s overall capitalization has been pushed to new heights.
One standout trend is the growing adoption of blockchain technology by mainstream companies. As more businesses begin accepting cryptocurrencies as a legitimate form of payment, the list of merchants embracing digital currencies continues to expand, a big win for crypto enthusiasts.
Another major factor at play is the turbulence in traditional financial markets. Uncertainty has led many investors to seek alternatives, and cryptocurrencies are quickly becoming a favourite for portfolio diversification. This influx of new money has only added to the optimistic vibe surrounding digital assets.
Then there’s the rise of decentralised finance (DeFi). Platforms offering innovative tools like liquidity pools and yield farming have opened the door to earning passive income in the crypto space. These advancements are drawing in fresh users, further boosting the demand for coins like Dogecoin.
All these trends point to a dynamic future for Dogecoin and the broader crypto market, and while no one can predict the future or know with certainty what might happen, the best option is to remain informed.
Dogecoin price history
Dogecoin’s price journey has been nothing short of a rollercoaster. What began as a lighthearted meme coin in 2013 has evolved into a digital asset with one of the top 10 biggest market caps today.
One of the standout moments in Dogecoin’s history came in early 2021, when the coin skyrocketed to unprecedented highs, reaching its ATH of $0.73. This surge was fueled by social media buzz, celebrity shoutouts (looking at you, Elon Musk), and a wave of retail excitement. Of course, what goes up often comes down, and the market correction that followed brought prices back to Earth.
This year, Dogecoin’s resilience has been on full display, climbing 412% and gaining 380% in value in 2024 alone (at the time of writing). These numbers have sparked speculation among some analysts that Dogecoin could revisit its glory days, with predictions it might even hit the $1 mark - something the community has been talking about (and drooling over) for years.
For context, currently, its market cap hovers around $63.14 billion, with an impressive $10.56 billion traded in the last 24 hours.
Key factors shaping Dogecoin’s price
When it comes to Dogecoin’s price, several key factors are driving its ups and downs. These elements impact everything from demand and investor sentiment to broader market conditions, and they can all play a role in determining whether Dogecoin is headed for a rise or a fall.
Market demand: Simply put, the more people interested in Dogecoin, the higher its price tends to go. When demand spikes (whether from retail investors, traders, or just the crypto-curious) Dogecoin’s value often follows suit.
Investor sentiment: The mood of the market can have a huge impact on Dogecoin’s price. Positive news, such as major endorsements or developments, can send prices soaring, while negative headlines can lead to a sharp dip. It’s all about the vibe of the crowd.
Regulatory developments: Laws and regulations in the crypto world matter, too. Any major shifts in rules or restrictions could affect how Dogecoin is used or accepted, ultimately influencing its value.
Right now, all these factors are at play, and understanding how they interact can offer some useful insight into where Dogecoin’s price might be headed next.
Speculation and predictions: what’s next for Dogecoin?
Dogecoin continues to dominate the crypto conversation, sparking plenty of speculation and chart predictions about where its price might go next. Analysts, enthusiasts, and skeptics alike have weighed in, offering a range of possibilities for the future of this meme-inspired coin.
Some predict that Dogecoin’s rising popularity and ongoing celebrity endorsements could keep pushing its price higher while others caution that the hype may not last forever, suggesting a price correction could be in the cards.
Of course, the crypto market is famously unpredictable, and nailing down exact price movements is no small feat. While some forecasts are based on technical analysis and market trends, it’s always wise to approach predictions with a healthy dose of skepticism.
Ultimately, these speculations can stir up market sentiment and even influence investor behavior. For traders, it’s another piece of the puzzle, but as always thorough research and a balanced perspective are key before making any moves in the crypto world.
The star power behind Dogecoin
When celebrities and influencers throw their weight behind something, their fans tend to follow suit - and Dogecoin has been no exception. Over the years, a lineup of high-profile supporters has helped catapult the meme-inspired cryptocurrency into the mainstream spotlight.
The big names backing Dogecoin
- Elon Musk: The Tesla and SpaceX CEO, known as the "Dogefather," has been Dogecoin’s most famous advocate. From playful tweets to cryptic memes, Musk’s posts have repeatedly sent DOGE prices soaring.
- Mark Cuban: The US billionaire entrepreneur and Dallas Mavericks owner is another prominent Dogecoin enthusiast. Not only has Cuban spoken positively about DOGE, but the Mavericks also accept it as payment for merchandise and tickets.
- Snoop Dogg: The legendary rapper joined the Dogecoin hype, even updating his social media profiles to feature the coin’s iconic Shiba Inu mascot, further fueling its popularity.
- Gene Simmons: The KISS bassist and self-proclaimed "Dogecoin evangelist" has tweeted about his investments in DOGE, adding a rock ‘n’ roll edge to the coin’s fandom.
- Mia Khalifa: The social media personality has also voiced her support for Dogecoin, contributing to its appeal among younger investors and online communities.
Why mention this? Like it or not, celebrity endorsements have done more than make headlines: they’ve put Dogecoin in the spotlight, boosting its visibility, credibility, and price. From tweets to memes, this star-powered hype has helped to draw plenty of attention to Dogecoin (whether people purchase or invest in the coin is another story). We can't say for sure if this influence is fleeting or lasting, but there’s no denying the impact of celebrity culture on its rise.
The bottom line
After reviewing Dogecoin’s market trends, price history, influencing factors, and its celebrity-driven popularity, it’s evident this meme-inspired cryptocurrency continues to capture attention, much like its big brother, Bitcoin.
Understanding these elements, along with the broader market dynamics, can provide valuable context for anyone following Dogecoin’s journey. As its potential growth continues to remain a topic of interest for many, keeping informed is key to navigating the ever-changing crypto landscape.

Let's be honest, entering the world of crypto can feel like trying to surf a tsunami while blindfolded. Especially during a bull market, when excitement is running high and everyone seems to be making money, it's easy to get swept up in the madness. We’ve all be there. But here's the deal: smart surfing is about strategy, not just catching the biggest wave.
What you need to know about bull markets
A bull market is crypto's version of spring - everything's blooming, prices are rising, and optimism is in the air. But just like spring can bring unexpected storms, the crypto market has its own unpredictable weather.
Do your homework (just do it)
Forget following random influencers promising overnight riches. The crypto world moves fast, and information is your best life jacket. Here's what to focus on:
- Research is your superpower: Dive deep into projects. What problem are they solving? Who's behind the team? What makes them unique?
- Understand the narratives: The crypto market loves stories. Right now, everyone's talking about AI tokens, decentralised infrastructure, and meme coins. Know what's trending, but don't just jump in blindly.
Build your crypto survival kit
Think of your crypto journey like preparing for an adventure:
- Diversification is your friendsome text
- Don't put all your eggs in one digital basket
- Mix different types of cryptocurrencies
- Consider a blend of established coins and promising new projects
- Emotional discipline is your mentorsome text
- FOMO (Fear Of Missing Out) is the crypto trader's worst enemy
- Set clear goals and stick to them
- Have a plan for both buying and selling
Spot the red flags and warning signs
Spotting the red flags
- Promises of guaranteed returns? 🚩 Red flag
- Projects with zero transparency? 🚩 Run away
- Everyone's talking about a coin, and you feel pressured? Take a breath
Risk management implementation
- Only invest what you can afford to lose
- Consider using strategies like Dollar Cost Averaging (buying small amounts regularly)
- Set up stop-loss mechanisms to protect your investment
The learning never stops
There’s nothing wrong with a long-term hodl plan. But if you’re looking to shake things up: stay curious, stay learning:
- Follow reputable crypto news sources
- Join community discussions
- Watch educational content from experienced traders
Always look beyond the hype
Look beyond price. Understanding blockchain technology, market trends, and the real-world applications of cryptocurrencies will make you a smarter investor.
Mindset matters
Remember, this isn't a get-rich-quick scheme. It's a journey of learning, strategy, and calculated risks. Some days you'll feel like a crypto wizard, other days like you're playing financial Jenga.
Pro tips from the crypto trenches
- Keep emotions in check
- Don't chase every shiny new token
- Learn from both your wins and losses
- Stay humble and curious
The bottom line
Crypto trading during a bull market is thrilling, but it's not a lottery. It's about informed decisions, continuous learning, and maintaining a level head.
Disclaimer: This guide is for educational purposes only. The crypto market is volatile, and past performance doesn't guarantee future results. Always do your own research and consider consulting with a qualified financial advisor before making investment decisions.
Stay smart, stay safe, and enjoy the ride!

No matter your travel budget, navigating ATM fees is worth your time when travelling around Europe. In this article, we’re giving you a run-through of the common charges you may face, from withdrawal and balance inquiry fees to currency conversion costs, and how to easily navigate them.
Why do ATMs charge fees?
Wondering why ATMs charge those pesky fees? The truth is, there's a cost involved for the banks behind those convenient cash machines. They have to stock the cash, maintain the equipment, and liaise with your home bank to reconcile the transactions. Those ATM fees you see? That's how banks recoup those operational expenses, with a little profit margin added in for good measure.
Common ATM fees in Europe
When using ATMs in Europe, you'll likely encounter several common fees that can mount up fast. While less common in the UK, in countries like Germany, ATM fees can quickly add up to €4. Let’s take a look at what kinds of fees one might encounter.
Bear in mind that the amount you'll have to pay at a European ATM depends on two main factors:
- Your home bank's fees: they may charge a withdrawal fee, typically a few euros to several dollars, every time you use an ATM abroad.
- The ATM's own fees: the bank that owns the ATM you're using may also levy its own withdrawal fee, on top of what your home bank charges.
These charges will vary depending on your bank, so be sure to check before leaving. While most banks list their ATM use charges in their terms, with some offering limited free withdrawals, others charge a flat fee per transaction, especially for out-of-network or international ATM use, so be mindful of potential fees when accessing your money abroad.
In addition to withdrawal fees, you may also encounter balance inquiry fees just for checking your account balance, as well as conversion or foreign transaction fees when using a card issued outside of the Eurozone.
Factors affecting ATM fees
The fees you'll encounter at European ATMs can vary quite a bit depending on several key factors. First, the location of the ATM makes a big difference - if it's part of your home bank's network, you'll likely pay lower (or even no) withdrawal fees. But use an out-of-network machine, and those charges can start to add up quickly.
The type of card you're using also plays a role. Debit cards generally incur fewer fees than credit cards when used for ATM withdrawals. And your home bank's specific policies on international ATM use can further impact the costs you face.
Keeping these variables in mind as you access cash abroad will help you sidestep unnecessary fees and make your travel budget stretch further.
Tips for minimising ATM fees in Europe
When navigating the ATM landscape in Europe, there are a few savvy strategies you can employ to steer clear of those ATM fees:
- Seek out a bank account that offers fee-free withdrawals - some digital-only banks provide a certain number of complimentary ATM transactions each month.
- Stick to ATMs owned and operated by banks, rather than independent machines often found in convenience stores, as those are more likely to come with added charges.
- Be strategic with your cash withdrawals - if your account allows for free branch ATM use, plan ahead and make larger, less frequent withdrawals to minimise fees. Conversely, if you have a limited number of free monthly transactions, opt for larger sums to get more mileage from those.
- Finally, minimise cash usage altogether by relying on your debit card for payments wherever possible, reserving cash for small, cash-only establishments like markets.
By employing these tactics, you can keep more of your hard-earned money in your pocket while exploring Europe.
The Tap Solution
Tap provides users within the European zone with a free prepaid crypto and fiat card that can be used anywhere in the world. Powered by Mastercard, the card links directly to the funds in the holder’s Tap app, allowing them to easily manage their money and constantly be in the know.
With all options providing free card deposits and free in store purchases, the premium options offer impressive fees when it comes to exchanging and trading funds. When it comes to monthly ATM withdrawals, the Essential account allows free withdrawals up to €500, higher tiers offer up to €1,000, while the Prestige level provides unlimited free withdrawals before incurring charges.
Get more information about the available options when it comes to your Tap card here.
Conclusion
In summary, being aware of European ATM fees - including withdrawal charges, balance inquiries, and currency conversion costs - is key to managing your travel budget. Research your bank's policies, locate in-network ATMs, and strategise cash withdrawals before your trip. With some smart planning, you can sidestep unnecessary fees and make the most of your time exploring Europe.

As the head of design at Tap, I'm thrilled to pull back the curtain and share the inspiration and creative journey behind our latest card design. This isn't just any card - it's a statement piece that embodies the ambitious, bold lifestyle of our customers.
The Napkin Where It All Began
Like many brilliant ideas, this card design was first sketched out on a humble diner napkin one night at the office. I'll never forget it - there we were, sipping a late-night coffee and suddenly struck by the notion of combining modern high-contrast colours in an unexpectedly cool way. Just a rudimentary doodle at first, but the seeds of inspiration were planted.
From there, the concept evolved into an obsession. Our small team of designers got utterly consumed, pushing the limits with edgy colour experiments and painstaking material studies. We'd be hunched over our workstations deep into the night, pursuing that elusive blend of premium aesthetics and sleek functionality. Fuelled by imagination (and probably too much caffeine), we knew this card design had to be more than just beautiful- it needed to perfectly capture our customers' sense of style and ambition.
The Eternal Cool of Black
When we began sketching ideas, one colour immediately emerged as a must-have: black. There's just something undeniably cool about black. It exudes confidence, sophistication, and an edge that can't be matched. We envisioned our card cutting a striking presence whenever it emerged from a wallet or handbag to effortlessly handle a transaction.
Black is also the perfect blank canvas that allows the secondary colour to really pop. And for that accent shade, we wanted something vibrant, energetic and daring - qualities our customers embrace every day as go-getters and trailblazers.
The Energy of Orange Awakens
Enter the brilliant idea of orange. This hue is associated with creativity, success, and an adventurous spirit. Just as important, that bright orange complements the black's depth in an unmistakably modern way. Together, these two colours create a bold, unified statement that demands to be noticed.
Bringing the Vision to Life
With the colour palette locked in, our designers got to work on the physical card itself. We went through dozens of iterations and material tests to achieve just the right texture - a soft-touch matte finish with subtle crosshatching that makes it satisfying to slide across a surface.
The type facing was an equally considered process to strike that elusive balance between simplicity and distinctiveness. We opted for a clean, straightforward font that's extremely legible but with slightly elongated letters that exude a spirit of forward movement.
A Long-Awaited Arrival
After weeks of intense collaboration and refinement, the day finally arrived for us to inspect the first physical prototypes. I'll never forget the moment I held that initial batch in my hands. While the renderings and digital mockups offered a hint of the final vision, there was no substituting the visceral experience of running your fingers across the soft-touch black matte finish with precise orange accents.
You could tell instantly this was a card designed with incredible thoughtfulness and an unwavering commitment to crafting something special. From the orange pips along the edge that emanate energy to the embossed numbers with that sublime crosshatching you can feel - every detail resonated a passion for purposeful, meticulous design work.
Chasing Perfection
Then finally, after weeks of progressive iterations, sample reviews, and more than a few disagreements (designers are a fervently opinionated bunch!), we landed on that iconic scheme: The unmatched smoothness of a soft-touch black matte body, highlighted by piercing streaks of brilliant orange - both afterbursting colours that demand attention but remain timelessly cool.
I'll never forget the thrill of receiving those first physical prototypes and running my fingertips across the finished product. The subtle crosshatching pattern, the premium weights and ridges - it all came vibrantly to life in a way digital mockups could never replicate. This labor of love transcended the realm of "just another card" into something undeniably beautiful yet purposefully compact and functional.
Designing a Lifestyle
At the end of the day, this card represents so much more than just the material product. It's a symbol of a modern lifestyle - one defined by ambition, taste, and an appreciation for quality. By combining bold colour choices with premium textural elements and sleek typography, we've created a card designed to embody the brilliant mindset of our customers.
Whether making a designer purchase or simply indulging in an everyday transaction, pulling out this card is an event in itself. It's a piece of industrial design meant to inspire confidence and pride in every interaction.
An Ode to Tappers
So while formidable talent and teamwork were required to bring this product to life, the inspiration arguably came from you - our remarkable users. With this latest creation, we hope to infuse your daily transactions with a sense of pride, beauty, and modernity that inspires you to perpetually chase your daring ambitions.
So while the path to get here involved the passionate work of so many industrial designers, colour experts, and other creative minds, we hope you'll agree the final product was more than worth the effort. This new card is truly where functional utility meets individuality and self-expression.
Welcome to a lifestyle where confidence meets individuality. This one's for you.
We can't wait to see it energising your daily life.
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