Curated writing on money, crypto, investing and much more - using terms that you'll actually understand.
Tap celebrates reaching 150,000 users and reflects on the team effort, community trust and user feedback behind the milestone. The article thanks everyone who helped shape the platform while reaffirming Tap’s commitment to more accessible finance, improved experiences and new tools that help people manage their money with confidence.
After five years of rapid growth, Tap paused visible releases to rebuild the foundations beneath its platform. The engineering work targets faster performance, greater reliability and capacity for a new wave of features. With the core upgrade complete, the company is preparing a staged rollout designed to make future product development stronger and more consistent.
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Overexposure occurs when too much of a portfolio depends on one asset, market or sector, magnifying losses if that position performs badly. Diversifying across investments reduces concentration, while stop-loss orders and position limits add further control. Regular portfolio reviews help keep allocations aligned with an investor’s objectives and risk tolerance.
Understand the fundamentals of risk with our guide. Learn what it is, how to measure it, and how to manage it
Risk management means carefully identifying and analysing potential losses before deciding whether to accept, reduce or avoid them. Investments with greater potential returns often carry greater uncertainty, but appropriate exposure differs by person. Establishing risk tolerance first allows a portfolio, adviser or fund manager to select investments within acceptable boundaries.
The spread is the gap between an asset’s buy and sell prices—and an immediate trading cost. Its size shifts with demand and market volatility, while market makers can earn from the difference. Bitcoin order books, foreign-exchange counters and a simple share transaction show how spreads appear and affect returns.
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