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Empowering 150k users: celebrating a milestone in our journey to shape finance's future together.

Empowering 150k users: celebrating a milestone in our journey to shape finance's future together.

Tap celebrates reaching 150,000 users and reflects on the team effort, community trust and user feedback behind the milestone. The article thanks everyone who helped shape the platform while reaffirming Tap’s commitment to more accessible finance, improved experiences and new tools that help people manage their money with confidence.

Building a Faster, Stronger Tap

Building a Faster, Stronger Tap

After five years of rapid growth, Tap paused visible releases to rebuild the foundations beneath its platform. The engineering work targets faster performance, greater reliability and capacity for a new wave of features. With the core upgrade complete, the company is preparing a staged rollout designed to make future product development stronger and more consistent.

Auto Top-Up is here : Keep Your Card Funded, Automatically.

Auto Top-Up is here : Keep Your Card Funded, Automatically.

Say goodbye to low-balance stress! Auto Top-Up keeps your Tap card always ready, automatically topping up with fiat or crypto. Set it once, and you're good to go!

Important: GBP Deposits Update

Important: GBP Deposits Update

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What is a bear market?
Economics5 min

What is a bear market?

A bear market is a sustained 20%+ decline in asset prices from recent highs, reflecting widespread pessimism and selling pressure. Caused by economic slowdowns, unemployment, falling profits, or external shocks (financial crisis, pandemics), bear markets last weeks to years—averaging 33% declines every six years. Famous examples include 1929 Depression, 2007-2009 financial crisis, and 2020 COVID crash. Response strategies include dollar-cost averaging, maintaining emergency savings, portfolio rebalancing, or shifting to defensive sectors. History shows all bear markets eventually recover, though timing varies significantly.

AS
AshAug 2022Read
What is a benchmark?
Economics3 min

What is a benchmark?

Benchmarks tell you if you're actually making money or just getting lucky. Here's how the S&P 500 and indexes measure your real performance and spot trends.

JA
JamesAug 2022Read
What is a bull market?
Economics6 min

What is a bull market?

A bull market is a sustained 20%+ price increase from recent lows, driven by economic growth, investor confidence, and strong corporate earnings. Historically lasting 42-67 months (some exceed 10 years), bull markets occur when GDP rises, unemployment falls, and demand increases. Famous examples include the 1990s tech surge and 2009-2020 post-crisis rally (131 months). Strategies include continuing regular investments, rebalancing portfolios, taking partial profits, or increasing risk exposure. Bull markets end unpredictably, often signaled by rising interest rates, slowing GDP, or falling earnings.

AS
AshAug 2022Read
What is a bull or bear market?
Economics2 min

What is a bull or bear market?

Bull markets feature broadly rising prices, stronger demand and investor optimism, while bear markets bring sustained declines and weaker expectations. A flat or dead market moves without a clear direction. Recognising these repeating cycles can provide useful context, but market labels alone do not determine when an individual should buy, sell or wait.

LI
LizzyAug 2022Read
What is Return on Investment (ROI)?
Economics7 min

What is Return on Investment (ROI)?

Return on investment expresses an investment’s net gain or loss as a percentage of its original cost, making opportunities easier to compare. ROI is simple and widely applicable, but ignores holding period and timing. Annualised return, compound annual growth rate and internal rate of return can provide additional performance context.

AS
AshAug 2022Read

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What is an investment? A simple guide to understanding how it works
Economics7 min

What is an investment? A simple guide to understanding how it works

An investment is allocating resources—typically money—into assets with the expectation of generating income or appreciating in value over time. The primary ways investments grow are through capital appreciation (an asset's price increases) and income (dividends, interest, or rent). All investments carry varying degrees of risk, which generally correlates with potential return. Key types include stocks, bonds, mutual funds, ETFs, and real estate. Starting requires minimal capital today, and the powerful effect of compounding returns makes consistency and a long-term perspective crucial for building wealth and achieving financial goals.

LI
LizzyAug 2022Read

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