Curated writing on money, crypto, investing and much more - using terms that you'll actually understand.
Tap celebrates reaching 150,000 users and reflects on the team effort, community trust and user feedback behind the milestone. The article thanks everyone who helped shape the platform while reaffirming Tap’s commitment to more accessible finance, improved experiences and new tools that help people manage their money with confidence.
After five years of rapid growth, Tap paused visible releases to rebuild the foundations beneath its platform. The engineering work targets faster performance, greater reliability and capacity for a new wave of features. With the core upgrade complete, the company is preparing a staged rollout designed to make future product development stronger and more consistent.
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Burning tokens means sending them to an address with no usable private key, permanently removing them from circulation. Projects may automate the process through smart contracts to manage supply, but scarcity alone cannot guarantee higher prices. Burns are irreversible and can also alter ownership concentration in ways that benefit insiders.
In crypto, a token is a digital asset built on top of an existing blockchain (like Ethereum). It represents specific value or utility, categorized mainly as payment, security, or utility tokens. This differs from a coin, which operates on its own native blockchain. Tokens can be traded on exchanges or sent peer-to-peer using wallet addresses. Non-Fungible Tokens (NFTs) are a unique type of token representing ownership of a specific digital or physical item. While the regulatory landscape is still developing, tokens are fundamental tools for storing value and enabling functions within blockchain ecosystems.
Algorand is a blockchain platform built for efficient decentralised applications, asset creation and smart contracts. The guide explains its Pure Proof-of-Stake consensus, two-layer architecture and lower-energy approach, while outlining the role of ALGO in network participation, transactions, asset transfers and the platform’s broader developer ecosystem.
ERC-20 tokens are fungible tokens built on the Ethereum Blockchain. To date over 350,000 ERC-20 tokens have been created. Examples of ERC-20 tokens are Augur (REP), Basic Attention Token (BAT), Maker (MKR), USD Coin (USDC) and OmiseGO (OMG).
An Initial Coin Offering lets a crypto project raise development funds by selling tokens to early contributors. Unlike an IPO, buyers receive digital assets rather than company shares; unlike an IEO, the sale need not run through an exchange. Whitepapers, funding terms and team credibility deserve close scrutiny because fraud and weak protections remain real risks.
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