Curated writing on money, crypto, investing and much more - using terms that you'll actually understand.
Tap celebrates reaching 150,000 users and reflects on the team effort, community trust and user feedback behind the milestone. The article thanks everyone who helped shape the platform while reaffirming Tap’s commitment to more accessible finance, improved experiences and new tools that help people manage their money with confidence.
After five years of rapid growth, Tap paused visible releases to rebuild the foundations beneath its platform. The engineering work targets faster performance, greater reliability and capacity for a new wave of features. With the core upgrade complete, the company is preparing a staged rollout designed to make future product development stronger and more consistent.
Say goodbye to low-balance stress! Auto Top-Up keeps your Tap card always ready, automatically topping up with fiat or crypto. Set it once, and you're good to go!
Diversification spreads allocations across asset classes, sectors, companies or regions so one poor performer has less influence on the whole portfolio. A balanced mix can reduce concentration risk and smooth potential returns through changing market conditions. Effective diversification still requires allocations suited to personal goals, time horizon and risk tolerance, plus periodic rebalancing.
APY (Annual Percentage Yield) measures your real annual return on an investment, factoring in compound interest. Unlike a simple interest rate or APR, APY accounts for how often interest is added to your balance — meaning your money grows faster than the base rate alone suggests.
Interest is either the cost paid for borrowing money or the income earned by allowing someone else to use it. The principal, rate and length of the loan or investment determine the amount. Comparing terms, understanding calculations and recognising how interest affects mortgages, credit cards and savings supports better financial decisions.
One app. Your crypto, your card, your money — all working together. No complexity, no compromise, just a smarter way to manage what you've got.
