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Empowering 150k users: celebrating a milestone in our journey to shape finance's future together.

Empowering 150k users: celebrating a milestone in our journey to shape finance's future together.

Tap celebrates reaching 150,000 users and reflects on the team effort, community trust and user feedback behind the milestone. The article thanks everyone who helped shape the platform while reaffirming Tap’s commitment to more accessible finance, improved experiences and new tools that help people manage their money with confidence.

Building a Faster, Stronger Tap

Building a Faster, Stronger Tap

After five years of rapid growth, Tap paused visible releases to rebuild the foundations beneath its platform. The engineering work targets faster performance, greater reliability and capacity for a new wave of features. With the core upgrade complete, the company is preparing a staged rollout designed to make future product development stronger and more consistent.

Auto Top-Up is here : Keep Your Card Funded, Automatically.

Auto Top-Up is here : Keep Your Card Funded, Automatically.

Say goodbye to low-balance stress! Auto Top-Up keeps your Tap card always ready, automatically topping up with fiat or crypto. Set it once, and you're good to go!

Important: GBP Deposits Update

Important: GBP Deposits Update

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What is Sky? The evolution of MakerDAO
Budgeting4 min

What is Sky? The evolution of MakerDAO

Sky is the rebranded MakerDAO ecosystem on Ethereum, launching in 2024 with improved governance and user experience. It centers on two assets: USDS (decentralized dollar-pegged stablecoin) and SKY (governance token replacing MKR at 1:24,000 ratio). Users earn yield through USDS staking via Sky Savings Rate and participate in protocol governance through SKY voting. Sky introduces modular Sky Stars projects for scalability. MKR holders can upgrade to SKY with penalties starting September 18, 2025. Sky combines savings, payments, and decentralized control while maintaining MakerDAO's transparency and risk management.

JA
JamesFeb 2026Read
What is USDS?
Budgeting6 min

What is USDS?

USDS is a crypto-backed stablecoin pegged to $1, governed by the Sky Protocol (formerly MakerDAO) through decentralized smart contracts. Created via Sky Vaults where users deposit collateral (ETH, USDC, tokenized assets) to mint USDS, it's overcollateralized for stability. Unlike centralized stablecoins (USDT, USDC), USDS offers transparent on-chain reserves without corporate control. Users can upgrade DAI to USDS 1:1, earn through Sky Savings Rate and token rewards, and use it across DeFi for lending, payments, and liquidity. USDS balances price stability with decentralization and multi-chain scalability.

JA
JamesFeb 2026Read
Will Bitcoin keep going up in 2026? The road to the top and what does it look like
Budgeting3 min

Will Bitcoin keep going up in 2026? The road to the top and what does it look like

Bitcoin entered 2026 with technical and on-chain signals turning bullish after weeks of consolidation. The RSI moved above 50 with hidden bullish divergence, while Bitcoin approaches its 50-week moving average, a key trend divider. Exchange reserves dropped to multi-month lows, reducing selling pressure as larger holders accumulate. Spot Bitcoin ETF inflows resumed with BlackRock adding hundreds of millions in crypto exposure, signaling sustained institutional demand. Short-term holders moved back into profit, though this could trigger selling if gains accelerate.

JA
JamesJan 2026Read
What is 0x Protocol (ZRX)?
Budgeting6 min

What is 0x Protocol (ZRX)?

0x is open-source Ethereum infrastructure that helps developers add decentralised trading to wallets, exchanges and applications. It coordinates orders off-chain and settles trades through smart contracts, reducing costs while preserving user control. The guide also explains makers, takers and relayers, plus ZRX governance, staking and liquidity incentives.

JA
JamesJan 2026Read

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Electronic Money Services · Tap Global Is A Financial Technology Platform, Not A Bank. Banking Services And Electronic Money Accounts Are Provided By Our Authorised Issuing Partners. The Specific Provider For Your Account Is Disclosed Within The App And May Vary Depending On Your Region, Currency, And Account Type. All Client Funds Are Held In Segregated Accounts In Accordance With Applicable Safeguarding Regulations.

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