Curated writing on money, crypto, investing and much more - using terms that you'll actually understand.
Tap celebrates reaching 150,000 users and reflects on the team effort, community trust and user feedback behind the milestone. The article thanks everyone who helped shape the platform while reaffirming Tap’s commitment to more accessible finance, improved experiences and new tools that help people manage their money with confidence.
After five years of rapid growth, Tap paused visible releases to rebuild the foundations beneath its platform. The engineering work targets faster performance, greater reliability and capacity for a new wave of features. With the core upgrade complete, the company is preparing a staged rollout designed to make future product development stronger and more consistent.
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On-chain transactions are validated and permanently recorded on a blockchain, prioritising transparency and decentralisation at the cost of network fees and processing time. Off-chain transactions settle outside the main ledger, improving speed and scalability but introducing different trust assumptions. The right option depends on the balance between security, cost and convenience.
Memecoins turn internet jokes and online culture into tradable cryptocurrencies. Dogecoin started the movement, followed by names such as Shiba Inu and Pepe, with community enthusiasm often driving attention and price. Their accessibility and playful identity attract newcomers, but extreme volatility, limited utility and pump-and-dump activity make them particularly speculative.
Learn the step-by-step process of buying Bitcoin on eToro as well as the risks and benefits of trading BTC.
Bitcoin opened the door to a much wider digital asset economy encompassing cryptocurrencies, utility and governance tokens, NFTs, stablecoins and CBDCs. By moving value directly, automating agreements and tokenising ownership, these assets could reshape payments and financial access, although regulation, security, scalability and public understanding remain important hurdles.
A wallet address works like a blockchain account number: it identifies where cryptocurrency should be sent or received without revealing the owner’s name. Address formats differ between networks, and transactions are usually irreversible, so checking every character, confirming network compatibility and protecting the associated private key are crucial before transferring funds.
The Tap card gives you as much as 8% cashback to let you earn more on your everyday spending. No credit check required.
Learn about cashback
Spot trading buys or sells cryptocurrency immediately at its current market price, giving the buyer direct ownership of the asset. The process involves choosing a reputable exchange, verifying an account, depositing funds and placing an order. Simplicity, transparent pricing and generally lower complexity suit beginners, though volatility, trading fees and account security still require attention.
Crypto cashback programs let you earn digital currency on everyday spending. To get started, choose a reputable platform—like a crypto debit card or shopping portal—complete verification, and link a wallet. Maximize rewards by using cards in bonus categories, stacking with loyalty programs, and referring friends. Avoid sharing private keys and track earnings. The Tap app, for instance, offers up to 8% cashback on purchases. This is an accessible way to enter the crypto market through routine spending.
One app. Your crypto, your card, your money — all working together. No complexity, no compromise, just a smarter way to manage what you've got.
